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The Kuyasa Fund: housing microcredit in South Africa

London School of Economics, sophie{at}kuyasa.org.za

This paper describes the Kuyasa Fund, a South African non-profit microfinance institution (MFI) that focuses solely on the provision of loans for use in housing. Launched in response to the shortfall in finance that is available to low-income state housing subsidy recipients, the Kuyasa Fund has grown rapidly over the past seven years and is poised for national expansion. This paper addresses the housing finance context and discusses some of the challenges facing housing microfinance in South Africa, and presents the Kuyasa methodology as a viable option for improving housing delivery.

Key Words: development • housing • microcredit • microfinance • poverty • South Africa

References

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• Smets, P. (2006), "Small is beautiful, but big is often the practice: housing microfinance in discussion", Habitat International Vol 30, pages 595—613.[CrossRef][Web of Science]
• Tomlinson, M. (1999), "From resignation to rejection: beneficiaries' views on the South African government's new housing subsidy scheme", Urban Studies Vol 36, No 8, pages 1349—1359.[Abstract/Free Full Text]
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Environment and Urbanization, Vol. 19, No. 2, 457-469 (2007)
DOI: 10.1177/0956247807082825


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This Article Abstract Free Full Text (Free PDF) Free Alert me when this article is cited Alert me if a correction is posted Services Email this article to a friend Similar articles in this journal Alert me to new issues of the journal Add to Saved Citations Download to citation manager Add to My Marked Citations Citing Articles Citing Articles via Web of Science (1) Citing Articles via Google Scholar Citing Articles via Scopus Google Scholar Articles by Mills, S. Search for Related Content Social Bookmarking                         What's this?